The Payment Card Industry operates by standards set by the Payment Card Industry Security Standards Council (PCI-SSC). Widely acknowledged, accepted, and required in the electronic payment industry, the Standards Council offers robust and comprehensive standards and supporting materials to enhance payment card data security. Intrix and the Intrix Payment Gateway are certified compliant per current PCI-SSC standards:
AVS is the process of verifying the address and/or zip code submitted with the transaction against the address and/or zip code listed on the cardholder’s monthly statement. Direct Marketing and MOTO industries have always benefitted from this service, and retail is now finding ways to utilize this feature. If during a Retail transaction and the card cannot be read, the merchant may receive preferred rates by including the zip code with the transaction.
CVV values are the last 3 digits located on the back of Visa, MasterCard and Discover cards in the signature bar. CID values are the 4 digit number on the front of American Express cards always located above the account number. These additional measures help ensure physical card presence thereby reducing fraudulent usage during a non-face-to-face transaction.